Round Rock, Austin and Georgetown real estate and homes for sale in Texas - Russell Phillips, REALTOR® Russell Phillips REALTOR(r) for Round Rock, Austin and Georgetown, Texas real estate - NUMBER1EXPERT™ Russell Phillips NUMBER1EXPERT(tm) for Round Rock, Austin and Georgetown, Texas real estate
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Russell Phillips, REALTORŪ, real estate agent and broker for Round Rock, Austin and Georgetown Texas home listings, property and land for sale - NUMBER1EXPERT(tm)
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Real Estate Tips
First Time Buyers >Insuring Your Home

Many home buyers are concerned about whether they have an insurable interest in the property before the actual closing. The answer is an unqualified "yes". Although the buyer is not yet the recorded owner of the property, he or she has an insurable interest in the property as soon as the agreement of sale is executed by both the buyer and seller.

Should you get hazard insurance before the closing? It depends. Buyers do not usually insure a property until the title passes to them from the seller. However, it's wise to know what the agreement between you and the seller stipulates with regard to insurance.

Most agreements state that the property will be insured for a specific amount. This is very important to both parties. From the buyer's point of view, it is also critical that an adequate sum or full replacement value be stipulated. Watch out for agreements which read "as now insured". This is an all-too-common practice which usually indicates that the seller does not to want to increase inadequate insurance coverage.

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Real Estate Trivia
Q 
What home is the best example of colonial architecture in homes designed to "grow" as the family grew?

A 
The House of the Seven Gables in Salem, MA, that was the model for Nathaniel Hawthorne's novel of the same name.
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Russell Phillips, REALTORŪ, real estate agent and broker for Round Rock, Austin and Georgetown Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Russ Phillips
Keller Williams Realty

823 S. Austin Avenue
Georgetown, TX. 78626
512-698-RUSS (7877)
Fax: 512-233-2250
Email: homes@russ-phillips.com

LOVE WHERE YOU LIVE! I do! When you pick an agent, KNOW WHO YOU'RE WORKING WITH! Russ is a member of Austin's "Elite 25" Realtors, has production that would qualify as #13 on the 2009 Austin Business Journal list of Top Producing Individual Real Estate Agents, and has won regional awards from his Board of Realtors and Keller Williams too. WHAT DOES THIS MEAN FOR YOU? It means EXPERIENCE, COMPETENCE, INTEGRITY, and best of all - RESULTS!

Equal Housing GRI MLS REALTOR


Keller Williams real estate and homes for sale in Round Rock, Austin and Georgetown Texas

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