Round Rock, Austin and Georgetown real estate and homes for sale in Texas - Russell Phillips, REALTOR® Russell Phillips REALTOR(r) for Round Rock, Austin and Georgetown, Texas real estate - NUMBER1EXPERT™ Russell Phillips NUMBER1EXPERT(tm) for Round Rock, Austin and Georgetown, Texas real estate
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Russell Phillips, REALTOR®, real estate agent and broker for Round Rock, Austin and Georgetown Texas home listings, property and land for sale - NUMBER1EXPERT(tm)
BE THE FIRST TO KNOW WHEN THE PERFECT HOME HITS THE MARKET... Email me @ russ@moreland.com & tell me what you're looking for.


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"We wasted HOURS searching online until you set us up.' Our realty website is EASY and THOROUGH! SUCH a helpful tool!" - Dr. Bill Schroeder
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Mortgage Prequalification: Round Rock, Austin and Georgetown Texas home buying, real estate listings, and homes for sale in Williamson and Travis County, TX
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Round Rock, Austin and Georgetown REALTOR® to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you! 

I can help you pre-qualify for your mortgage. It's my job! This is free and without obligation... 

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Real Estate Tips
Real Estate Contracts >Taking It With You

Before you list your home for sale, take a careful look around. Are there some items you will want to take with you? There may be a dining room chandelier that has been in your family for three generations, a ceiling fan in the master bedroom, or the bookcases in the den that look built-in but are not.

Normally all fixtures are conveyed to the new owners when a house is sold. This includes anything that is attached to walls or ceilings and, in some areas, all major appliances that are installed in the house. If you have fixtures that you don't want to convey, tell your agent what you want excluded from the agreement at the time you list your property for sale.

If it is convenient, it is best to remove any light fixtures or ceiling fans you plan to take with you and replace them before the property is shown to prospective buyers. List all items that are not being sold with the house on your home fact sheet to ensure that they will not become an issue when a buyer makes an offer.

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Real Estate Trivia
Q 
Where are the highest median price homes in the United States currently located?

A 
According to the NAR, the highest median price in the second quarter of 2005 was $726,900 for homes in California's San Francisco Bay area.
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Russell Phillips, REALTOR®, real estate agent and broker for Round Rock, Austin and Georgetown Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Russell Phillips
Moreland Properties

823 S. Austin Avenue
Georgetown, TX. 78626
512-698-RUSS (7877)
512-868-1771 x182
Fax: 512-233-2250
Email: russ@moreland.com

In his first year as a residential real estate agent, he was awarded the prestigious title of “Rookie Realtor of the Year” from both Moreland Properties AND his Board of Realtors. The very next year, he came up just shy of being the Top-Producer in his office! His background also includes development, with a beautiful lakefront project. In addition, he currently serves as a Planning and Zoning Commissioner. Russell attributes his success to a solid work ethic, an understanding of the market, and the care and concern he holds for each client in a very personal transaction.

Equal HousingGRIREALTOR


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